Mobility Finance Platform Builder & Operator
Building, fixing, and scaling mobility finance platforms.
ABOUT
Jonas Kim is the founder of Jonas & Open Finance and a mobility finance platform builder and operator.
His work focuses on building and operating lending platforms across the United States, Brazil, and Korea, with experience spanning automotive finance, specialty lending, and cross-border platform development.

01
Mobility Finance
Mobility and automotive finance platforms, including captive finance, dealer finance, and vehicle financing structures.
03
Specialty Lending
Asset-based and consumer lending platforms focused on scalable credit operations and disciplined portfolio growth.
02
Lending Platform Strategy
Building and scaling lending platforms, including operating models, credit strategy, and funding structures.
04
Cross-Border Financial Operations
Building and operating financial platforms across North and South America, connecting capital, partners, and market execution.
Expertise
Services
Lending Platform Launch
Design and launch mobility finance and specialty lending platforms, including operating models, credit frameworks, and funding structures.
Lending Platform Optimization
Improve the performance of existing lending platforms through enhancements in credit strategy, operating models, and portfolio management.
Portfolio Growth Strategy
Scale lending portfolios through disciplined credit strategy, product design, and distribution development.
Cross-Border Expansion
Develop and operate financial platforms across North and South America.

“Strong financial platforms are built on disciplined credit, operational rigor, and long-term thinking.”